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Corporate Type IRP

The company must make contribution payments once a year regularly just as with a DC plan, and make payments to the employee IRP account at least 1/12 of the total annual salary of the member.

Also, the employee can make additional contribution to IRP.

Same as DC plan the company annually makes contribution payment to the employee IRP account at least 1/12 of the total annual salary.

Participants can make additional contribution, and this amount can benefit from income tax deduction.(Up to 4,000,000 KRW annually including personal annuities)

The employee’s retirement benefit amount changes depending on the gain
or loss from investment.

The investment performance of corporate IRP account depends on how much interest the participant gains. Check your pension plan account continuously and try to increase your asset. If you have difficulties in selecting and switching investment products, you can have consulting service from experts at the pension service provider.

Retirement benefit may not be sufficient for pleasant life after retirement. If you make additional contribution to your IRP, you can make installment type investment in
various funds on a regular basis.
(or ad-hoc basis) Also, the additional contribution is subjected to annual income deduction for taxation up to 4,000,000KRW.